The Minority Mindset Show

Should You Pay Off Your House EARLY?

“If you can pay off your home quicker, the biggest expense you probably have is gone. Now you only have to worry about your property taxes.”
In this episode, Jaspreet breaks down the real math (and mindset) behind paying off your home early and whether it’s the right move for you:
Why mortgages are front-loaded to make your banker rich first
How to compare your mortgage rate to potential investment returns
Why the right answer depends on your goals, not just the numbers
When paying off your house makes more sense than investing
How risk tolerance affects your financial freedom (and lifestyle)
Why you MUST specify that extra payments go toward principal (not just prepaying interest)
The smarter way to balance investing and debt payoff for long-term wealth
How Jaspreet personally invests his money across 5 major asset classes
Why real generational wealth isn’t about “getting rich”...it’s about cash flow
If you're debating whether to be mortgage-free or money-free, this episode lays it all out clearly.
Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market
Below are my recommended tools!
Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast).
----------
➤ Invest In Stocks Passively
1) M1 Finance - Buy stocks & ETFs automatically:
https://theminoritymindset.com/m1
----------
➤ Life Insurance
2) Policygenius - Get a free life insurance quote:
https://theminoritymindset.com/policygenius
----------
➤ Real Estate Investing Online
3) Fundrise - Invest in real estate with as little as $10!
https://theminoritymindset.com/fundrise
----------

5 Investments You NEED To Own For LIFE

"Companies will change. Technology will change. People will change. But the economy will keep growing."
In this episode, Jaspreet breaks down the five investments you don’t just want to own you want to hold for life:
Why real estate for residential living (not malls, not offices) is one of the safest bets for generational wealth
How investing in the stock market as a whole (not just chasing hot stocks) sets you up for steady, lifelong growth
Why a small amount of gold and crypto could protect you in a worst-case economic disaster
What essential survival commodities like water and farming land can do for your future security
How to balance wealth-building assets with “just-in-case” protection (without falling into doomsday panic)
If you want to build true freedom for yourself and something real to pass on, listen to this episode.
Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market
Below are my recommended tools!
Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast).
----------
➤ Invest In Stocks Passively
1) M1 Finance - Buy stocks & ETFs automatically:
https://theminoritymindset.com/m1
----------
➤ Life Insurance
2) Policygenius - Get a free life insurance quote:
https://theminoritymindset.com/policygenius
----------
➤ Real Estate Investing Online
3) Fundrise - Invest in real estate with as little as $10!
https://theminoritymindset.com/fundrise
----------

What Banks Don't Want You To Know About Getting Rich

“Banks Don’t Teach You This — But You NEED to Know It.”
In this episode, Jaspreet pulls back the curtain on how banks really make money and why it’s hurting you more than helping you:
Why banks profit more when you go into debt
The real reason they push credit cards, car loans, and HELOCs
Why “good debt vs. bad debt” is a dangerous trap for most people
The sacrifices you’ll need to make if you want real financial freedom
How to stop making your banker rich and start using banks to your advantage instead
The sneaky way banks market debt as a “solution” to your money problems (with receipts from Wells Fargo)
If you’re tired of living paycheck to paycheck or just blindly following what everyone else is doing...this is your wake-up call.
Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market
Below are my recommended tools!
Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast).
----------
➤ Invest In Stocks Passively
1) M1 Finance - Buy stocks & ETFs automatically:
https://theminoritymindset.com/m1
----------
➤ Life Insurance
2) Policygenius - Get a free life insurance quote:
https://theminoritymindset.com/policygenius
----------
➤ Real Estate Investing Online
3) Fundrise - Invest in real estate with as little as $10!
https://theminoritymindset.com/fundrise
----------

Do This When You Get $5,000 To Build Wealth (Step-by-Step)

“Got $5,000? Here’s how to make it work for you.”
In this episode, Jaspreet breaks down what to do if you have $5,000 sitting in the bank and how to turn it into way more:
Why paying off debt and building an emergency fund come first
Two powerful paths: actively growing your money (start a business) vs. passively growing it (invest)
The easiest types of businesses you can start today: content, service, or product-based
How to invest your $5K even if you don’t want to run a business
Why consistency (not just the amount) is the real secret to building wealth
What Jaspreet would do differently if he were starting over with $5K
Whether you want to hustle your $5K into $50K or build slow, steady wealth, this step-by-step guide shows you exactly where to start.
Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market
Below are my recommended tools!
Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast).
----------
➤ Invest In Stocks Passively
1) M1 Finance - Buy stocks & ETFs automatically:
https://theminoritymindset.com/m1
----------
➤ Life Insurance
2) Policygenius - Get a free life insurance quote:
https://theminoritymindset.com/policygenius
----------
➤ Real Estate Investing Online
3) Fundrise - Invest in real estate with as little as $10!
https://theminoritymindset.com/fundrise
----------

Mutual Funds vs. Market Index Funds vs. ETFs | Minority Mindset

Want to invest but don’t know where to start? Here’s the breakdown:
In this episode, Jaspreet dives into the difference between mutual funds, index funds, and ETFs, and why picking the wrong one could cost you tens of thousands in hidden fees:
What mutual funds really do (and why most people overpay for them)
Why Warren Buffett bet $1M against high-fee hedge funds and won
How index funds let you mirror the market without the management drama
Why ETFs are like stocks…but with way more chill
How to avoid paying $166,000+ in unnecessary fees over 30 years
Which fund option gives you the most flexibility
If you're looking to grow your money without becoming a full-time stock researcher, this is your no-BS guide.
Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market
Below are my recommended tools!
Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast).
----------
➤ Invest In Stocks Passively
1) M1 Finance - Buy stocks & ETFs automatically:
https://theminoritymindset.com/m1
----------
➤ Life Insurance
2) Policygenius - Get a free life insurance quote:
https://theminoritymindset.com/policygenius
----------
➤ Real Estate Investing Online
3) Fundrise - Invest in real estate with as little as $10!
https://theminoritymindset.com/fundrise
----------

Where to Find Hidden Investment Opportunities to Grow Your Wealth

“Want to find the real investment gems? Start here.”
In this episode, Jaspreet reveals the Investment Trio—three key steps that help you uncover hidden opportunities and grow real wealth without falling for the hype:
Why being financially prepared matters more than chasing the next hot stock
How financial education helps you avoid rookie mistakes (and fake deals)
Where to look for upcoming trends before they go mainstream
The simple system to start investing—even if you’re not rich
Examples from the obesity drug market and sports betting boom
The difference between looking rich and building wealth
Most people wait for the perfect time to invest. Smart investors? They prepare, study, and pounce when the time is right. Learn how to do the same.
Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market
Below are my recommended tools!
Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast).
----------
➤ Invest In Stocks Passively
1) M1 Finance - Buy stocks & ETFs automatically:
https://theminoritymindset.com/m1
----------
➤ Life Insurance
2) Policygenius - Get a free life insurance quote:
https://theminoritymindset.com/policygenius
----------
➤ Real Estate Investing Online
3) Fundrise - Invest in real estate with as little as $10!
https://theminoritymindset.com/fundrise
----------

WHY Renting May Be A BETTER OPTION Vs Buying A Home!

“Buying isn’t always better. Sometimes renting is the smart move—and here’s why.”
In this episode, Jaspreet challenges the myth that homeownership is always the path to wealth and breaks down the real costs of owning vs. renting. It’s not just about the monthly mortgage—there’s a lot more under the hood.
The 5 hidden costs of owning a home most people ignore
Why more wealthy people are choosing to rent
How opportunity cost eats into your equity
What the 10-year plan has to do with your decision
Why buying a home you can’t afford is riskier than renting
The 5 things you need before you're truly ready to buy
Before you jump into homeownership because “it’s cheaper than rent,” make sure you’re not overlooking the real math—and the long-term tradeoffs.
Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market
Below are my recommended tools!
Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast).
----------
➤ Invest In Stocks Passively
1) M1 Finance - Buy stocks & ETFs automatically:
https://theminoritymindset.com/m1
----------
➤ Life Insurance
2) Policygenius - Get a free life insurance quote:
https://theminoritymindset.com/policygenius
----------
➤ Real Estate Investing Online
3) Fundrise - Invest in real estate with as little as $10!
https://theminoritymindset.com/fundrise
----------

My Thoughts On Dave Ramsey's 7 Baby Steps In 2024 (DOES IT WORK?)

“Ramsey says avoid all debt. Kiyosaki says use debt to get rich. Who’s right?”
In this episode, Jaspreet shares his personal experience testing out Dave Ramsey’s 7 Baby Steps—what worked, what didn’t, and how to adapt them for your own goals in 2024.
The key difference between Ramsey and Kiyosaki’s approach to building wealth
Why a $1,000 emergency fund might not cut it anymore
Which debts you should actually pay off first—and why
What Jaspreet did instead of opening a 401(k)
Alternatives to college funds that build wealth and flexibility for your kids
When it makes sense to pay off your mortgage early—and when it doesn’t
How to follow the baby steps without living a boring financial life
Whether you want peace of mind or aggressive wealth-building, this breakdown will help you personalize the path—and avoid blindly following advice that doesn’t fit your vision.
Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market
Below are my recommended tools!
Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast).
----------
➤ Invest In Stocks Passively
1) M1 Finance - Buy stocks & ETFs automatically:
https://theminoritymindset.com/m1
----------
➤ Life Insurance
2) Policygenius - Get a free life insurance quote:
https://theminoritymindset.com/policygenius
----------
➤ Real Estate Investing Online
3) Fundrise - Invest in real estate with as little as $10!
https://theminoritymindset.com/fundrise
----------

The 7 Biggest Money Traps to Avoid That Are Killing Your Wealth - Don't Do This

"A good financial decision moves you forward—but a bad one can set you back even more."
In this episode, you’ll learn how to spot and avoid seven of the biggest money traps that quietly sabotage your financial future—so you can build wealth without unnecessary setbacks.
What lifestyle inflation really looks like—and how to break the cycle
Why waiting for the “perfect” time to invest is keeping you broke
The triple cost of financing a car versus buying one with cash
How to “act your wage” without living in scarcity
When saving cash is actually smart—and how much to keep
How to avoid the loyalty tax most people pay without realizing it
Why looking rich before building real wealth is a losing game
Avoiding these traps isn’t about deprivation—it’s about clarity, discipline, and knowing how to play the long game.
Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market
Below are my recommended tools!
Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast).
----------
➤ Invest In Stocks Passively
1) M1 Finance - Buy stocks & ETFs automatically:
https://theminoritymindset.com/m1
----------
➤ Life Insurance
2) Policygenius - Get a free life insurance quote:
https://theminoritymindset.com/policygenius
----------
➤ Real Estate Investing Online
3) Fundrise - Invest in real estate with as little as $10!
https://theminoritymindset.com/fundrise
----------

How Come No One Talks About These 7 Wealth Killers

"Most people don’t get rich because they don’t realize what’s keeping them broke."
In this episode, Jaspreet uncovers seven hidden wealth killers that hold people back from financial freedom—often without them even realizing it.
Why an 800 credit score won’t make you wealthy
The real cost of car payments and why financing a car keeps you broke
How buying a home can hurt your finances if you’re not ready
The hidden cost of time—how TV and distractions kill financial growth
Why buying luxury before assets is a mistake
How small daily expenses quietly drain your ability to build wealth
The dangers of get-rich-quick schemes and financial misinformation
Recognizing these traps can help you shift your mindset, protect your money, and start building true wealth.
Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market
Below are my recommended tools!
Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast).
----------
➤ Invest In Stocks Passively
1) M1 Finance - Buy stocks & ETFs automatically:
https://theminoritymindset.com/m1
----------
➤ Life Insurance
2) Policygenius - Get a free life insurance quote:
https://theminoritymindset.com/policygenius
----------
➤ Real Estate Investing Online
3) Fundrise - Invest in real estate with as little as $10!
https://theminoritymindset.com/fundrise
----------