The Minority Mindset Show

"The reality is AI is single-handedly propping up our economy."
 
In this episode, Jaspreet Singh sits down with Jackson (his head of investing research) to walk through the five biggest threats facing the US economy right now: rising interest rates, stubborn inflation, heavy dependence on AI, pressure from the United Kingdom, and high oil prices. Jackson explains why the Fed raised rates for the first time in three years, why Fed Governor Barr sees no path back to 2% inflation in a reasonable amount of time, and why oil is the biggest sticking point behind prices.
 
Jaspreet and Jackson then connect the pieces, from a debt to GDP ratio of about 125% and Treasury yields above 5% to AI stocks carrying the S&P 500. They explain how higher energy costs could slow AI growth, and where they see opportunity through emerging market bonds, international markets, and the always be buying, market crash, and market shift framework.
 
In this episode, you'll learn:
Why the Fed raised interest rates and how higher rates put downward pressure on stocks and the economy
Why higher rates can help the average person stretch their dollar while low rates tend to benefit investors
Why rising Treasury yields pull money out of the stock market and what a Treasury bond actually is
Why oil is the biggest driver of inflation and how it affects gas, electricity, and the price of a new car
What a debt to GDP ratio of about 125% means and why the government is trying to outgrow its $40 trillion in debt
Why AI is holding up the economy, with the S&P 500 up about 13% this year and much of the index down without AI stocks
How rising energy costs and renegotiated contracts in 2027 could slow AI growth and raise its costs
How emerging market bonds, international markets, and market shifts can create opportunities beyond US stocks
 
Keywords: interest rates, Treasury yields, inflation, oil prices, artificial intelligence, national debt, debt to GDP, emerging market bonds, market shifts, investing
 
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Below are my recommended tools!Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or podcast).----------➤ Invest In Stocks Passively1) M1 Finance - Buy stocks & ETFs automatically:https://theminoritymindset.com/m1----------➤ Life Insurance2) Policygenius - Get a free life insurance quote:https://theminoritymindset.com/policygenius----------➤ Real Estate Investing Online3) Fundrise - Invest in real estate with as little as $10!https://theminoritymindset.com/fundrise----------

"The most expensive kind of money is free money."
 
This episode sits down with Graham Stephan to discuss whether the US dollar is at risk as national debt nears $40 trillion and the Fed buys long-term Treasuries to push yields down. Graham explains why he does not expect a Venezuela-style collapse but does expect the dollar to keep losing value, why free money has historically led to market surges, and why a future anti-wealth president could trigger a 50 to 60 percent market drop.
Jaspreet Singh also covers whether AI is a bubble and how it could reshape jobs, why Graham holds Bitcoin through an ETF instead of cold storage, why he now thinks renting beats buying on the numbers, and why he sold his rental properties for tax-free municipal bonds. They close with the Pokemon card market, remote work versus the office, and what it takes to build wealth in America today.
 
In this episode, you'll learn:
How yield control works and why buying long-term Treasuries to lower yields amounts to printing money
Why Graham expects the dollar to lose value over time without collapsing overnight
Why more wealth is usually lost waiting for a crash than by buying and holding through one
Why Graham sees market downturns as discounts and how he acted on that in 2020 and 2022
How Graham approaches Bitcoin, including why he chose a Bitcoin ETF over a hardware wallet
Why Graham says buying a house is a lifestyle purchase while renting wins on the numbers
How AI could displace workers, why the trades may last longest, and why learning to use AI protects your career
Why Graham says the best path to wealth is finding what you are uniquely good at and investing consistently
Keywords: Graham Stephan, dollar collapse, yield control, national debt, stock market, Bitcoin ETF, rent vs buy, AI bubble, Pokemon cards, building wealth
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"Higher interest rates tend to pop the bubble."
 
This episode responds to the headlines that Ray Dalio and other experts are warning rising interest rates could tip the economy into a recession. He explains that the Fed has raised rates once this year, with more hikes likely at its October 28th and December meetings, and why that makes the recession question worth examining closely.
 
Jaspreet Singh walks through the five most recent rate-hiking cycles and what happened to stocks and the economy during and after each one. He then covers why private equity and private credit are showing early stress, and how he uses always be buying, market shifts, and market crashes to stay calm and keep building wealth.
 
In this episode, you'll learn:
Why Ray Dalio and other experts are warning that higher interest rates raise the risk of a recession
What the Fed is expected to do at its October 28th and December meetings
How stocks and the economy performed during the 2022 to 2023 rate-hiking cycle
Why the 2004 to 2006 and 1999 to 2000 hiking cycles were followed by the Great Recession and the dot-com bust
Why the 1994 to 1995 and 2015 to 2018 cycles ended without a recession
Why the pain from rate hikes tends to show up after the hikes, not during them
Why private equity firms that bought at 20 times earnings and private credit funds that froze withdrawals are under pressure
How the always be buying approach and market shifts help investors turn fear into opportunity
 
Keywords: interest rates, rate hikes, recession, Ray Dalio, Federal Reserve, private equity, private credit, stock market, always be buying, market shifts
 
✅ Join Market Briefs (my newsletter for investors) free!
Below are my recommended tools!Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or podcast).----------➤ Invest In Stocks Passively1) M1 Finance - Buy stocks & ETFs automatically:https://theminoritymindset.com/m1----------➤ Life Insurance2) Policygenius - Get a free life insurance quote:https://theminoritymindset.com/policygenius----------➤ Real Estate Investing Online3) Fundrise - Invest in real estate with as little as $10!https://theminoritymindset.com/fundrise----------

"The new driver of inflation is artificial intelligence."
 
This episode shares three takeaways from a meeting his head of investing research attended with Fed Governor Barr: higher interest rates are likely coming in 2026, lower inflation may be further away than many expect, and artificial intelligence is now adding to inflation instead of reducing it. He explains why this is a shift from the Federal Reserve's earlier view that AI would push prices down.
 
Jaspreet Singh walks through how this contrasts with the White House, where President Trump is encouraging AI companies to police themselves under a moral accord while competing with China for AI leadership. He then covers how interest rates and money printing affect investors, and the framework he uses to build and accelerate wealth through any of it.
 
In this episode, you'll learn:
Why a Fed governor says AI investment and demand are now having a measurable impact on prices
Why the Fed's current path may not bring inflation back to its 2% target in the near term
What the Federal Reserve is expected to do at its October 28th meeting
Why President Trump wants AI companies to regulate themselves through a morally binding accord rather than government rules
Why the White House sees the AI race with China as critical to the US staying the world's economic superpower
How higher interest rates put downward pressure on asset prices while rewarding savers and Treasury holders
Why wealth is built by owning investments, using the "always be buying" approach as the foundation
How market crashes and market shifts are the two ways to accelerate wealth beyond that foundation
 
Keywords: Federal Reserve, interest rates, inflation, artificial intelligence, AI regulation, China AI race, national debt, always be buying, market shifts, investing
 
✅ Grab a FREE copy of my ebook ABB: Always Be Buying here:
Below are my recommended tools!Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or podcast).----------➤ Invest In Stocks Passively1) M1 Finance - Buy stocks & ETFs automatically:https://theminoritymindset.com/m1----------➤ Life Insurance2) Policygenius - Get a free life insurance quote:https://theminoritymindset.com/policygenius----------➤ Real Estate Investing Online3) Fundrise - Invest in real estate with as little as $10!https://theminoritymindset.com/fundrise----------

"This office building in Chicago sold for $68 million 10 years ago. Today, it sold for $4 million."
 
This episode breaks down why commercial real estate is cracking across the country, with office buildings selling at 80 to 90 percent discounts as more than $1 trillion in commercial loans readjust at today's much higher interest rates. He explains why these properties are valued on the income they generate rather than sentiment, and why falling occupancy combined with rising costs is pushing many buildings underwater.
 
Jaspreet Singh walks through a real world example showing how a building's value can collapse when its net operating income falls, and then turns to the housing market to explain why it's under pressure but hasn't cracked the way commercial real estate has.
 
In this episode, you'll learn:
Why commercial real estate loans readjust every five years instead of locking in a 30 year fixed rate like a home mortgage
How net operating income and cap rates determine what an office building is actually worth
Why falling occupancy and rising costs can turn a profitable building into one that loses money every year
Why developers are handing back keys, selling at steep discounts, or facing foreclosure
How banks holding these commercial loans could be the next to feel the pain
Why housing affordability has hit its lowest point in history even though home prices haven't fallen
Why most homeowners with mortgages under 5% are reluctant to sell and give up that rate
Why the housing market's fate depends on whether the economy or unaffordability wins out first
 
Keywords: commercial real estate, office building crash, mortgage rates, housing affordability, net operating income, cap rate, interest rates, real estate investing, national debt, Federal Reserve
 
✅ Grab a FREE copy of my ebook ABB: Always Be Buying here:
Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or podcast).----------➤ Invest In Stocks Passively1) M1 Finance - Buy stocks & ETFs automatically:https://theminoritymindset.com/m1----------➤ Life Insurance2) Policygenius - Get a free life insurance quote:https://theminoritymindset.com/policygenius----------➤ Real Estate Investing Online3) Fundrise - Invest in real estate with as little as $10!https://theminoritymindset.com/fundrise----------

"Gold now has a new competitor for a safe haven investment which is treasuries."
 
This episode breaks down why gold prices fell even after President Trump rejected a deal to reopen the Strait of Hormuz and oil prices jumped back up, a reaction that runs opposite to how gold usually behaves during bad economic news. He explains why investors moved into Treasuries instead, and why that shift signals a bigger change in how money is looking for safety in this economy.
 
Jaspreet Singh walks through why Treasury yields hitting their highest levels in more than two decades matters far beyond the bond market, touching the national debt, mortgage rates, car loans, and credit card rates, and what the Federal Reserve's expected rate hikes in October and December could mean next.
In this episode, you'll learn:
Why President Trump rejected Iran's offer to reopen the Strait of Hormuz and how that pushed oil prices back up
Why gold fell instead of rising during this news, and why investors chose Treasuries as the new safe haven
How the 10 year Treasury yield hitting around 5.2% compares to gold, which pays no interest at all
Why rising Treasury yields make the government's $40 trillion national debt more expensive to service
How higher Treasury yields translate into higher mortgage, car loan, and credit card rates
Why markets are pricing in a 75% chance of another rate hike in October and a possible second hike in December
The three ways to build wealth: always be buying, taking advantage of market crashes through the "POOP" cycle, and investing in market shifts
Why research based investing means acting before an opportunity shows up in the headlines
 
Keywords: gold prices, Treasury yields, safe haven investment, national debt, Federal Reserve, interest rates, mortgage rates, Strait of Hormuz, oil prices, investing
 
✅ Grab a FREE copy of my ebook ABB: Always Be Buying here:
Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or podcast).----------➤ Invest In Stocks Passively1) M1 Finance - Buy stocks & ETFs automatically:https://theminoritymindset.com/m1----------➤ Life Insurance2) Policygenius - Get a free life insurance quote:https://theminoritymindset.com/policygenius----------➤ Real Estate Investing Online3) Fundrise - Invest in real estate with as little as $10!https://theminoritymindset.com/fundrise----------
Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or podcast).----------➤ Invest In Stocks Passively1) M1 Finance - Buy stocks & ETFs automatically:https://theminoritymindset.com/m1----------➤ Life Insurance2) Policygenius - Get a free life insurance quote:https://theminoritymindset.com/policygenius----------➤ Real Estate Investing Online3) Fundrise - Invest in real estate with as little as $10!https://theminoritymindset.com/fundrise----------

"Gold now has a new competitor for a safe haven investment which is treasuries."
 
This episode breaks down why gold prices fell even after President Trump rejected a deal to reopen the Strait of Hormuz and oil prices jumped back up, a reaction that runs opposite to how gold usually behaves during bad economic news. He explains why investors moved into Treasuries instead, and why that shift signals a bigger change in how money is looking for safety in this economy.
 
Jaspreet Singh walks through why Treasury yields hitting their highest levels in more than two decades matters far beyond the bond market, touching the national debt, mortgage rates, car loans, and credit card rates, and what the Federal Reserve's expected rate hikes in October and December could mean next.
 
In this episode, you'll learn:
Why President Trump rejected Iran's offer to reopen the Strait of Hormuz and how that pushed oil prices back up
Why gold fell instead of rising during this news, and why investors chose Treasuries as the new safe haven
How the 10 year Treasury yield hitting around 5.2% compares to gold, which pays no interest at all
Why rising Treasury yields make the government's $40 trillion national debt more expensive to service
How higher Treasury yields translate into higher mortgage, car loan, and credit card rates
Why markets are pricing in a 75% chance of another rate hike in October and a possible second hike in December
The three ways to build wealth: always be buying, taking advantage of market crashes through the "POOP" cycle, and investing in market shifts
Why research based investing means acting before an opportunity shows up in the headlines
 
Keywords: gold prices, Treasury yields, safe haven investment, national debt, Federal Reserve, interest rates, mortgage rates, Strait of Hormuz, oil prices, investing
 
 
✅ Register for my investing Workshop & get Market Briefs as a bonus:
Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or podcast).----------➤ Invest In Stocks Passively1) M1 Finance - Buy stocks & ETFs automatically:https://theminoritymindset.com/m1----------➤ Life Insurance2) Policygenius - Get a free life insurance quote:https://theminoritymindset.com/policygenius----------➤ Real Estate Investing Online3) Fundrise - Invest in real estate with as little as $10!https://theminoritymindset.com/fundrise----------

"The Trump administration wants to see Bitcoin prices explode."
 
This episode breaks down why the US government is building a strategic Bitcoin reserve of more than 300,000 coins, and why Treasury Secretary Scott Bessent wants the United States to become the world leader in crypto. He explains the irony at the center of it: Bitcoin was created to help people move away from the dollar, but the government is now using it to strengthen the dollar and its own balance sheet.
 
Jaspreet Singh walks through how the reserve was built from seized Bitcoin rather than tax dollars, why a stronger government balance sheet could justify borrowing even more against the $40 trillion national debt, and the risks that come with Bitcoin's volatility and the government's growing influence over it.
 
In this episode, you'll learn:
Why the US government now holds more than 300,000 Bitcoin through seizures rather than direct purchases
How the strategic Bitcoin reserve compares to the country's existing gold and oil reserves
Why a stronger government balance sheet could be used to justify borrowing even more money
What would happen to that balance sheet if Bitcoin prices were to fall sharply after a run up
Why growing government ownership of Bitcoin raises concerns about centralizing a currency built to be decentralized
Why cutting government deficit spending today would trigger a recession worse than 2008
Why Jaspreet treats Bitcoin as a speculative asset rather than a core, income producing holding
How the debasement trade logic behind gold, silver, and Bitcoin conflicts with the government's own strategy
 
Keywords: Bitcoin, strategic Bitcoin reserve, cryptocurrency, national debt, dollar devaluation, Scott Bessent, government balance sheet, debasement trade, volatility, investing
 
✅ Register for my investing Workshop & get Market Briefs as a bonus:
Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or podcast).----------➤ Invest In Stocks Passively1) M1 Finance - Buy stocks & ETFs automatically:https://theminoritymindset.com/m1----------➤ Life Insurance2) Policygenius - Get a free life insurance quote:https://theminoritymindset.com/policygenius----------➤ Real Estate Investing Online3) Fundrise - Invest in real estate with as little as $10!https://theminoritymindset.com/fundrise----------

"Emotions are the enemy of profits."
 
This episode breaks down a new S&P Global report showing the US economy growing at its fastest pace since right after the pandemic, driven by corporate profits up almost 29% year over year. He explains why that boom hasn't translated into calm markets, with the Federal Reserve raising interest rates, Treasury yields hitting two decade highs, and gas prices up nearly 30% in a year.
 
Jaspreet Singh walks through why stocks and bonds have been falling together instead of moving in their usual opposite directions, what that says about investors shifting money into Treasuries, and the three ways he thinks about building wealth through any market environment.
 
In this episode, you'll learn:
Why corporate profits are growing almost four times faster than the historical average
How AI adoption and rising prices are both driving profit margins higher than revenue growth
Why the Federal Reserve raised interest rates to cool an economy that's growing too fast alongside high inflation
Why stocks and bonds have been falling at the same time instead of moving in opposite directions
How rising Treasury yields are pulling investor money away from the stock market
The three ways to invest: always be buying, buying during market crashes, and investing in market shifts
Why chasing what's trending on the news or on AI chatbots means missing the money that already moved
Why understanding where money is moving matters more than reacting to market headlines
 
Keywords: economic growth, corporate profits, Federal Reserve, Treasury yields, bond market, inflation, interest rates, stock market volatility, investing strategy, market shifts
 
✅ Register for my investing Workshop & get Market Briefs as a bonus:
Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or podcast).----------➤ Invest In Stocks Passively1) M1 Finance - Buy stocks & ETFs automatically:https://theminoritymindset.com/m1----------➤ Life Insurance2) Policygenius - Get a free life insurance quote:https://theminoritymindset.com/policygenius----------➤ Real Estate Investing Online3) Fundrise - Invest in real estate with as little as $10!https://theminoritymindset.com/fundrise----------

"It's official. The Federal Reserve Bank wants to reset our economy, starting with the United States dollar."
 
This episode breaks down why the Federal Reserve Bank and the Trump administration have split apart on economic priorities, with the Fed now committing to fight inflation even if it means slowing the economy, while President Trump keeps pushing to stimulate growth. He explains how the pandemic era of money printing and zero interest rates set up this conflict, and why the war in the Middle East has made it worse.
 
Jaspreet Singh walks through why the US national debt has now outgrown the economy for the first time since World War II, the four options the government has to deal with that debt, and why cracks are forming in private equity and private credit as interest rates stay higher than firms expected.
 
In this episode, you'll learn:
Why the Federal Reserve Bank is now prioritizing inflation over economic growth, breaking from President Trump's stimulus agenda
How pandemic era quantitative easing and zero interest rates set up today's inflation and debt problems
Why the war in the Middle East pushed oil prices, government spending, and inflation higher at the same time
Why the US debt to GDP ratio at about 125% means the economy is smaller than the national debt for the first time since World War II
The four ways the government can address the national debt: paying it off, defaulting, debasement, or outgrowing it
Why private equity and private credit firms are under strain after betting on rate cuts that did not come
How the 1970s inflation cycle, including the Nixon gold standard exit and the Yom Kippur War oil shock, mirrors today's situation
Why higher interest rates favor cash, Treasuries, and value investments while pressuring speculative assets
 
Keywords: Federal Reserve, national debt, inflation, quantitative easing, debt to GDP, private equity, private credit, interest rates, dollar devaluation, investing
 
✅ Register for my investing Workshop & get Market Briefs as a bonus:
Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or podcast).----------➤ Invest In Stocks Passively1) M1 Finance - Buy stocks & ETFs automatically:https://theminoritymindset.com/m1----------➤ Life Insurance2) Policygenius - Get a free life insurance quote:https://theminoritymindset.com/policygenius----------➤ Real Estate Investing Online3) Fundrise - Invest in real estate with as little as $10!https://theminoritymindset.com/fundrise----------