The Minority Mindset Show

Do This To Manage Your Money Like The 1% | Build Wealth

“Some people can make $50,000 a year and retire a millionaire, while other people can make $150,000 dollars a year and retire broke.”
In this fire episode, Jaspreet breaks down how the 1% actually manage their money, and why most people are doing it backwards. It’s not about how much you earn, it’s about what you do with what you earn.
Growing up in a traditional Indian household where success = doctor, Jaspreet challenges that narrative and shares the truth: financial education beats fancy titles every time.
Inside this episode:
Why most people spend first and save what’s left (if anything)
The 75/15/10 rule to start building real wealth today
How to stop bleeding cash and make your credit card stop eating you alive
The real difference between building assets vs. flexing liabilities
Why increasing your income is useless unless you’ve already mastered money management
This is your wake-up call to stop just working for money and start making your money work for you.
Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market
Below are my recommended tools!
Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast).
----------
➤ Invest In Stocks Passively
1) M1 Finance - Buy stocks & ETFs automatically:
https://theminoritymindset.com/m1
----------
➤ Life Insurance
2) Policygenius - Get a free life insurance quote:
https://theminoritymindset.com/policygenius
----------
➤ Real Estate Investing Online
3) Fundrise - Invest in real estate with as little as $10!
https://theminoritymindset.com/fundrise
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The Best Way To Buy A House Explained | Home Buying Tips - Minority Mindset

“Just because you can qualify to buy something doesn’t mean you can afford it.”
Buying a house isn’t just about finding a cozy porch and a decent school district...it’s a financial battlefield. In this episode, Jaspreet breaks down the actual step-by-step game plan to buy a home the smart way. From avoiding bad advice to dodging PMI fees and understanding why your Instagram feed shouldn’t dictate your down payment, this guide goes deep.
With insights from Jaspreet’s experience as a real estate investor, attorney, and former agent, you’ll learn:
Why getting pre-qualified is a must before falling in love with granite countertops
How to calculate what you can really afford, not just what the bank says
The hidden costs most buyers forget (hello, moving trucks and closing fees)
Whether skipping a buyer’s agent actually saves you money (spoiler: not always)
Pro negotiation tips, like timing your offer and using earnest money to flex
What to inspect before signing anything (including your seller's sneaky plans to stay after closing)
Think of this episode as your home-buying cheat code.
Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market
Below are my recommended tools!
Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast).
----------
➤ Invest In Stocks Passively
1) M1 Finance - Buy stocks & ETFs automatically:
https://theminoritymindset.com/m1
----------
➤ Life Insurance
2) Policygenius - Get a free life insurance quote:
https://theminoritymindset.com/policygenius
----------
➤ Real Estate Investing Online
3) Fundrise - Invest in real estate with as little as $10!
https://theminoritymindset.com/fundrise
----------

The Harsh Truth About "Getting Rich" In Corporate America

“The CEO of your company has a legal duty to make one person rich...and it’s not you.”
Most Americans believe climbing the corporate ladder is the path to wealth. But in this episode, Jaspreet breaks down the hard truth: corporate America is designed to reward owners, not employees. If you're relying solely on a salary to get rich, you're playing the wrong game.
Here’s what you’ll learn:
Why CEOs have a fiduciary duty to shareholders, not employees or customers
How employee salaries are capped while ownership profits are unlimited
The three paths to becoming an owner: earn it, buy it, or build it
How to turn your salary into ownership through stock investing and equity
The difference between being a consumer of companies and being a shareholder
Why business ownership isn’t for everyone, but investing in businesses can be
This episode will change how you see your job, your paycheck, and your real path to wealth—so you can stop trading time for money and start building income that doesn’t rely on a 9–5.
Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market
Below are my recommended tools!
Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast).
----------
➤ Invest In Stocks Passively
1) M1 Finance - Buy stocks & ETFs automatically:
https://theminoritymindset.com/m1
----------
➤ Life Insurance
2) Policygenius - Get a free life insurance quote:
https://theminoritymindset.com/policygenius
----------
➤ Real Estate Investing Online
3) Fundrise - Invest in real estate with as little as $10!
https://theminoritymindset.com/fundrise
----------

The 5 Most Impactful Financial Changes You Need To Start Today

“You’ve been told to cut Starbucks and clip coupons. But if you really want to see your bank account grow, you need to focus on the bigger financial decisions.”
In this episode, Jaspreet outlines five high-impact money moves that can change your financial future, without sacrificing the things you love. These aren’t budget hacks. They’re real strategies to save more, earn more, and build wealth faster.
You’ll learn how to:
Audit your retirement accounts by checking expense ratios that could cost you hundreds of thousands over time
Cut back on major expenses like your home and car, and redirect that money into building your future
Negotiate a raise and see how just $5K more per year, properly invested, can add over $1 million to your net worth
Create a system for your money using the 75/15/10 rule and monthly tracking to turn extra income into long-term wealth
Take calculated risks on yourself, whether it’s a side hustle, new career, or simply investing in your skills and mindset
These five moves can have a bigger impact than any coupon ever could, and they’re all steps you can start today.
Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market
Below are my recommended tools!
Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast).
----------
➤ Invest In Stocks Passively
1) M1 Finance - Buy stocks & ETFs automatically:
https://theminoritymindset.com/m1
----------
➤ Life Insurance
2) Policygenius - Get a free life insurance quote:
https://theminoritymindset.com/policygenius
----------
➤ Real Estate Investing Online
3) Fundrise - Invest in real estate with as little as $10!
https://theminoritymindset.com/fundrise
----------

Do These 5 Things When You Get $1,000 Asap

"Once you get $1,000, don't run to Gucci and blow it on an ugly shirt like your broke cousin does."
Jaspreet is here with a smarter, richer alternative. In this episode, he breaks down five powerful ways to turn $1,000 into so much more...whether you're trying to grow wealth, get out of debt, or finally start that side hustle.
You’ll learn how to:
Park your cash smartly by using high-yield savings accounts that actually pay you to save
Build a self-education stack with 25 book recommendations that can give you an MBA-level financial mindset for a fraction of the cost
Start investing wisely, using ETFs like VTI and SPY while applying Jaspreet’s CPA strategy—consistent, passive, and automatic
Launch a small business with big upside, from AI consulting to social media lead generation, with real numbers and low startup costs
Pay down high-interest debt strategically, locking in guaranteed returns and reducing financial stress without taking unnecessary risks
This episode is your blueprint for what to do when you get an extra $1,000, and how to make sure it’s not the last $1,000 you ever see.
Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market
Below are my recommended tools!
Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast).
----------
➤ Invest In Stocks Passively
1) M1 Finance - Buy stocks & ETFs automatically:
https://theminoritymindset.com/m1
----------
➤ Life Insurance
2) Policygenius - Get a free life insurance quote:
https://theminoritymindset.com/policygenius
----------
➤ Real Estate Investing Online
3) Fundrise - Invest in real estate with as little as $10!
https://theminoritymindset.com/fundrise
----------

Do This with Every Paycheck to Build Wealth Faster

“You can either use your paycheck to build your wealth or to just pay your bills—and most Americans are doing it wrong.”
In this episode, Jaspreet breaks down the paycheck trap and why income alone isn’t the answer to wealth. If you’re earning decent money but still coming up short at the end of the month, this is where it changes.
Learn the five steps to turn your income into a wealth-building machine:
How to systemize your money using the 75-15-10 rule and set up three bank accounts to avoid accidental overspending
Why increasing your income without a system leads to lifestyle inflation—and what to do instead
When to pay off debt vs. invest, and how to handle high-interest vs. low-interest debt strategically
The basics of investing smartly in index funds (like the S&P 500) versus chasing risky individual stocks
How to become a conscious spender using Jaspreet’s “Rule of 5” to avoid broke-now, poor-later decisions
This episode is a crash course in doing what most people never learn: making your money work for you instead of the other way around.
Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market
Below are my recommended tools!
Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast).
----------
➤ Invest In Stocks Passively
1) M1 Finance - Buy stocks & ETFs automatically:
https://theminoritymindset.com/m1
----------
➤ Life Insurance
2) Policygenius - Get a free life insurance quote:
https://theminoritymindset.com/policygenius
----------
➤ Real Estate Investing Online
3) Fundrise - Invest in real estate with as little as $10!
https://theminoritymindset.com/fundrise
----------

10 Money Moves You MUST Make Before You Turn 40

"You don’t need to be rich by 40...but you do need a game plan."
In this episode, Jaspreet lays out the 10 essential money moves every adult needs to make before they hit the big 4-0. Whether you're 22 or 39 and a half, these aren’t just tips, they’re turning points.
From defining what wealth means to you to building cash-flowing investments, getting your debt under control, and finally separating your savings from your “oops” fund, this is your no-fluff guide to long-term financial peace.
You’ll learn:
Why tracking every dollar is more powerful than making more
How to build wealth with cash flow, not just a nest egg
The truth about 0% APR offers (spoiler: they’re not doing you favors)
How to stop spending stupid and start protecting your future
If you want your 40s to feel free and not frantic, then listen up, take notes, and get moving.
Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market
Below are my recommended tools!
Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast).
----------
➤ Invest In Stocks Passively
1) M1 Finance - Buy stocks & ETFs automatically:
https://theminoritymindset.com/m1
----------
➤ Life Insurance
2) Policygenius - Get a free life insurance quote:
https://theminoritymindset.com/policygenius
----------
➤ Real Estate Investing Online
3) Fundrise - Invest in real estate with as little as $10!
https://theminoritymindset.com/fundrise
----------

Why $1 Million Dollars Is NOT ENOUGH MONEY To Retire! - How Much Do Your NEED?

"A million dollars is a lot of money, but is it enough money?"
That’s the million-dollar question—literally. In this episode, Jaspreet grabs the whiteboard and breaks down why hitting that seven-figure milestone won’t automatically grant you financial freedom (or even a peaceful retirement).
From inflation quietly eating away your savings to Instagram flexing turning millionaires into broke influencers, Jaspreet lays out four paths for using $1M, and why only some of them actually work long-term. Whether it’s living off dividends, investing for growth, or buying rental property, he shows how every choice comes with tradeoffs, taxes, and a whole lot of fine print.
You’ll learn:
Why saving your way to safety might leave you broke by year 21
How dividend income stacks up against growth stocks
What real estate investors know that savers don’t
How to turn $1M into generational wealth instead of a 10-year shopping spree
Before you assume a million bucks is the finish line…listen to this.
Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market
Below are my recommended tools!
Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast).
----------
➤ Invest In Stocks Passively
1) M1 Finance - Buy stocks & ETFs automatically:
https://theminoritymindset.com/m1
----------
➤ Life Insurance
2) Policygenius - Get a free life insurance quote:
https://theminoritymindset.com/policygenius
----------
➤ Real Estate Investing Online
3) Fundrise - Invest in real estate with as little as $10!
https://theminoritymindset.com/fundrise
----------

How High Income Earners Still End Up Broke

"More than one out of three Americans earning $200,000 a year… are broke."
Let that sink in.
In this episode, Jaspreet breaks down the brutal truth behind why high income doesn’t always equal high net worth. From rising expenses that quietly scale with your paycheck to a system designed to reward investors over employees, he exposes the financial traps that keep even six-figure earners living paycheck to paycheck.
Jaspreet doesn’t just call out the system...he calls out you. Because blaming inflation, taxes, or your boss won’t fix your wallet. What will? Learning how the game works, and then playing it better.
In this episode, Jaspreet covers:
Why making more money often leads to more debt
How to start investing (even with just $100)
What "Always Be Buying" (ABB) really means
Why understanding your spending is the first step to freedom
This isn’t a get-rich-quick talk. It’s a get-rich-for-real wake-up call.
Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market
Below are my recommended tools!
Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or podcast).
----------
➤ Invest In Stocks Passively
1) M1 Finance - Buy stocks & ETFs automatically:
https://theminoritymindset.com/m1
----------
➤ Life Insurance
2) Policygenius - Get a free life insurance quote:
https://theminoritymindset.com/policygenius
----------
➤ Real Estate Investing Online
3) Fundrise - Invest in real estate with as little as $10!
https://theminoritymindset.com/fundrise
----------

How To Build Wealth In Economic Uncertainty

“It’s not your income that will determine if you become wealthy or not, it’s what you do with your income.”
In a year of tariffs, tech chaos, and AI takeovers, economic uncertainty is the norm—not the exception. But while most people panic, the financially savvy prepare to profit.
In this episode, Jaspreet breaks down the 5 steps to building wealth despite the headlines. You’ll learn:
How to set up a simple money system to stay ready for opportunity
The difference between passive and active investing (and how to win with both)
What ABB really means: Always Be Buying—no matter the chaos
How to spot “market shifts” and find the real plays (think: AI, tariffs, energy)
Why emotional control is the investor’s secret weapon
If you’re tired of sitting on the sidelines while the economy swings, this is your roadmap for turning volatility into opportunity.
Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market
Below are my recommended tools!
Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast).
----------
➤ Invest In Stocks Passively
1) M1 Finance - Buy stocks & ETFs automatically:
https://theminoritymindset.com/m1
----------
➤ Life Insurance
2) Policygenius - Get a free life insurance quote:
https://theminoritymindset.com/policygenius
----------
➤ Real Estate Investing Online
3) Fundrise - Invest in real estate with as little as $10!
https://theminoritymindset.com/fundrise
----------