The Minority Mindset Show | minoritymindset

Episodes

5 hours ago

The #1 Thing Every Rich Person Knows (That 98% Don’t)

5 hours ago

Welcome to the Minority Mindset Show! Want more financial news? Join Market Briefs, my free daily financial newsletter: https://link2.briefs.co/gie
Below are my recommended tools!
Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or podcast).
----------
➤ Invest In Stocks Passively
1) M1 Finance - Buy stocks & ETFs automatically:
https://theminoritymindset.com/m1
----------
➤ Life Insurance
2) Policygenius - Get a free life insurance quote:
https://theminoritymindset.com/policygenius
----------
➤ Real Estate Investing Online
3) Fundrise - Invest in real estate with as little as $10!
https://theminoritymindset.com/fundrise
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3 days ago

Buy These 7 Investments To Get Paid Every Month

3 days ago

Thursday Jan 08, 2026

90% of Investors Lose Money – Don’t Be One of Them

Thursday Jan 08, 2026

Tuesday Jan 06, 2026

How To Turn $5 A Day Into A Million Dollars (Step By Step)

Tuesday Jan 06, 2026

Thursday Jan 01, 2026

Do This With Your Money When the Market Crashes (Most Won’t)

Thursday Jan 01, 2026

Tuesday Dec 30, 2025

Investing for Beginners: The Step-by-Step Guide to Getting Rich

Tuesday Dec 30, 2025

“Don’t work to buy liabilities. Work to buy assets, and let those assets buy the liabilities for you.”
Description:
Most people work for money. The wealthy make their money work for them. In this episode, Jaspreet breaks down the real path to wealth, understanding assets vs. liabilities, choosing between active and passive investing, and creating a system that grows automatically while you sleep.
What You’ll Learn:
The mindset shift that separates investors from spenders
How to decide between passive (set-it-and-forget-it) or active (hands-on) investing
The difference between cash flow and appreciation and why you need both
How to set up an “Always Be Buying” system so your money compounds automatically
Why investing in your financial education is the best investment you’ll ever make
Because getting rich isn’t about luck. It’s about learning how to make your money work harder than you do.
Want more financial news? Join Market Briefs, my free daily financial newsletter: https://link.briefs.co/3JJ8LOT
Below are my recommended tools!
Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast).
----------
➤ Invest In Stocks Passively
1) M1 Finance - Buy stocks & ETFs automatically:
https://theminoritymindset.com/m1
----------
➤ Life Insurance
2) Policygenius - Get a free life insurance quote:
https://theminoritymindset.com/policygenius
----------
➤ Real Estate Investing Online
3) Fundrise - Invest in real estate with as little as $10!
https://theminoritymindset.com/fundrise
----------

Thursday Dec 25, 2025

Everything School Never Taught You About Money (25-Minute Wake-Up Call)

Thursday Dec 25, 2025

“Saving money won’t make you rich. It’s just making everyone else richer while you fall behind.”
If school taught us how money really works, most of us wouldn’t be stuck trading time for paychecks. In this episode, Jaspreet shares the five lessons about money every young person should’ve learned before turning 20, from understanding what money actually is to how wealthy people think, spend, and build freedom.
He breaks down why saving alone keeps you poor, how to use debt the right way, and why the people who look rich usually aren’t. This is the financial reality check you wish your high school teacher had the guts to give you.
What You’ll Learn:
Why dollars lose value every day and what to do about it
How wealthy people work for equity, not paychecks
The trap of “looking rich” and how it keeps most people broke
The right and wrong ways to use debt
How to make mistakes early and still win big later
A no-fluff 25-minute crash course in everything school never taught you, so you can stop playing the wrong money game.
Want more financial news? Join Market Briefs, my free daily financial newsletter: https://link.briefs.co/3JJ8LOT
Below are my recommended tools!
Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast).
----------
➤ Invest In Stocks Passively
1) M1 Finance - Buy stocks & ETFs automatically:
https://theminoritymindset.com/m1
----------
➤ Life Insurance
2) Policygenius - Get a free life insurance quote:
https://theminoritymindset.com/policygenius
----------
➤ Real Estate Investing Online
3) Fundrise - Invest in real estate with as little as $10!
https://theminoritymindset.com/fundrise
----------

Tuesday Dec 23, 2025

The 401(k) Myth That’s About to Cost You Big

Tuesday Dec 23, 2025

“A 401(k) is a vehicle, but most people are driving it like a Camry when it could be a Lamborghini.”
Description:
What if your 401(k) isn’t the retirement safety net you think it is? In this episode, Jaspreet exposes the hidden traps behind America’s favorite retirement plan. Think of high fees, taxes, inflation, and limited options and he'll show you why relying on it alone could leave you broke.
Jaspreet breaks down what the 4% rule really means, how much you actually need to retire comfortably, and smarter ways to invest outside your 401(k) so your money can work faster and harder for you. Whether you’re just starting out or rethinking your retirement strategy, this conversation will help you understand the system, and play the game to win.
What You’ll Learn:
Why most 401(k)s won’t deliver the retirement people expect
The hidden cost of “free money” and employer matching
What the 4% rule gets wrong in today’s economy
Smarter ways to invest beyond your 401(k)
How to build multiple vehicles toward financial freedom
Listen now to learn how to turn your 401(k) from a slow ride into a real wealth engine.
Want more financial news? Join Market Briefs, my free daily financial newsletter: https://link.briefs.co/3JJ8LOT
Below are my recommended tools!
Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast).
----------
➤ Invest In Stocks Passively
1) M1 Finance - Buy stocks & ETFs automatically:
https://theminoritymindset.com/m1
----------
➤ Life Insurance
2) Policygenius - Get a free life insurance quote:
https://theminoritymindset.com/policygenius
----------
➤ Real Estate Investing Online
3) Fundrise - Invest in real estate with as little as $10!
https://theminoritymindset.com/fundrise
----------

Thursday Dec 18, 2025

Tax Refund Incoming – Do This ASAP To Max Your Refund

Thursday Dec 18, 2025

“A tax refund is a 0% loan you gave the government because you overpaid your taxes.”
Tax season hype says “free money.” Jaspreet explains why refunds happen, how to stop overpaying (so more of your paycheck hits your account all year), and the smartest ways to deploy any refund so it builds assets, not someone else’s profits.
What You’ll Learn
Why refunds exist (withholding now, true tax due later)
How to adjust your W-4 using the IRS Withholding Estimator so you’re not lending money for free
Fastest way to receive a refund (avoid delays = no missing W-2/1099s)
The asset vs. liability test and why cars, watches, and vacations drain wealth
A simple plan to turn refunds into long-term gains (emergency cash, then investments).
Chapters
00:00 Hook: Refund ≠ free money01:06 Why refunds happen (withholding 101)03:22 How to stop overpaying (W-4 + IRS estimator)06:05 Fastest way to get your refund (avoid delays)08:10 Assets vs. liabilities (the only test that matters)12:00 Where your refund should go (emergency fund → investing)15:30 Put it on autopilot (ABB)17:20 Final thoughts & resources

Keywords: tax refund 2025, IRS W-4, withholding estimator, how to stop overpaying taxes, fastest tax refund, invest tax refund, emergency fund 3–12 months, ABB always be buying, index fund ETF, assets vs liabilities, Minority Mindset
#taxrefund #taxes #withholding #personalfinance #investing #MinorityMindset
Want more financial news? Join Market Briefs, my free daily financial newsletter: https://link.briefs.co/3JJ8LOT
Below are my recommended tools!
Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast).
----------
➤ Invest In Stocks Passively
1) M1 Finance - Buy stocks & ETFs automatically:
https://theminoritymindset.com/m1
----------
➤ Life Insurance
2) Policygenius - Get a free life insurance quote:
https://theminoritymindset.com/policygenius
----------
➤ Real Estate Investing Online
3) Fundrise - Invest in real estate with as little as $10!
https://theminoritymindset.com/fundrise
----------

Tuesday Dec 16, 2025

Never Keep Over This Amount In Your Bank Account – Here’s Why

Tuesday Dec 16, 2025

“Keeping all of your money in your bank account is actually more risky than it is safe.”
Jaspreet breaks down why parking piles of cash in a bank gets eaten by inflation—especially as rates get cut—and shows exactly how much to keep in cash vs. what to move into assets.
You’ll learn the difference between cash vehicles (HYSA, CDs, Treasuries) and assets (stocks, real estate, gold, crypto), how to set up separate accounts for emergencies, big purchases, and investable cash, and the simple passive/active strategies to actually grow wealth.
What You’ll Learn
The problem with low-yield savings when inflation is higher
How much to keep in cash (and where to keep it) for:
Emergency fund (3–12 months of expenses)
Big purchases (house/car/vacation)
“Dry powder” for investing
Cash options vs. protection basics (bank accounts, CDs, HYSAs, Treasuries, Treasury ETFs)
Asset options to outpace inflation (stocks, real estate; plus how gold/crypto/startups fit)
Investing approaches:
Passive: ABB: Always Be Buying (index/ETF habit)
Active: research-led buys while idle cash earns interest
Chapters
00:00 Hook: Why big bank balances lose you money01:18 Cash vs. assets (and why cash isn’t an “investment”)04:05 Rates, inflation, and your real return07:20 Where to park cash: HYSA, CDs, Treasuries, ETFs10:42 The 3 reasons to save (emergency, big purchase, invest)14:50 How much is enough: 3–12 months explained18:22 Passive vs. Active investing (ABB + research)22:10 Putting it together: your cash + investing game plan25:30 Final word & resources
Keywords: how much cash to keep, emergency fund 3 to 12 months, high yield savings vs treasury, cash vs assets, beat inflation 2025, ABB always be buying, passive vs active investing, index funds VTI SPY QQQ, treasury ETF basics, inflation and savings, Minority Mindset
#personalfinance #investing #inflation #savings #wealthbuilding #MinorityMindset
Want more financial news? Join Market Briefs, my free daily financial newsletter: https://link.briefs.co/3JJ8LOT
Below are my recommended tools!
Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast).
----------
➤ Invest In Stocks Passively
1) M1 Finance - Buy stocks & ETFs automatically:
https://theminoritymindset.com/m1
----------
➤ Life Insurance
2) Policygenius - Get a free life insurance quote:
https://theminoritymindset.com/policygenius
----------
➤ Real Estate Investing Online
3) Fundrise - Invest in real estate with as little as $10!
https://theminoritymindset.com/fundrise
----------